Bitch Tip #5: Minimize Eating Out

Eating out bills are made up of cost of food + overhead + service (+ restaurant name!). So eating out costs a lot more than eating at home. Also, the same poison works for spending for overpriced coffee. Bring a “baon” at home or in school, or better yet, choose a clean kitchenette (karinderia), have a daily meal budget and ACTUALLY stick with it.

If you like eating out because it lets you catch up with friends, hold a poker/karaoke/board game night at a friend's house instead. Have easy-to-prepare meals and you may even throw in a bottle of wine. At the end of the day you'll still have fun and you'll save a lot more versus ordering entrees or paying for cocktails and overprices hors d'ouvres.